63% of US homeowners say owning a home causes at least moderate financial stress

kAm#:D:?8 9@FD:?8 4@DED 2C6 AFEE:?8 AC6DDFC6 @? >@C6 E92? 9@FD69@=5 3F586ED] x? 2 ?6H DFCG6J @7 `[___ &]$] 9@>6@H?6CD 4@?5F4E65 3J k2 9C67lQ9EEADi^^HHH]9@>6E2A]4@>^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?EU2>AjFE>042>A2:8?l9@>6@H?6CDZD2JZ@H?:?8Z9@>6Z42FD6DZ>@56C2E6ZDEC6DDQmw@>6E2Ak^2m 7C@> ~4E] c E@ e[ a_ae[ ebT D2:5 @H?:?8 2 9@>6 42FD6D E96> 2E =62DE >@56C2E6 7:?2?4:2= DEC6DD[ FA 7C@> k2 9C67lQ9EEADi^^HHH]9@>6E2A]4@>^3=@8^DFCG6J\9:89=:89ED\4@DED\DEC6DD\9@>6@H?6CD9:AQmddT :? 2 D:>:=2C DFCG6J :? yF?6k^2m a_ad]k^Am

kAm%96 >@DE DEC6DD65 9@>6@H?6CD D2J E96 67764ED C6249 H6== 36J@?5 E96 3F586E[ :?E@ E96:C D=66A[ 962=E9[ C6=2E:@?D9:AD 2?5 H@C<]k^Am

k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ae^``^_e^w%0|:5E6C>\$FCG6J0|:5E6C>\$FCG6J\D9@HD\6>@E:@?2=\E@==\9@>6@H?6CD9:A\4@DED0|:5E6C>\DFCG6J\DF>>2CJ\"b0`db_I``hc]A?8Q 2=ElQp 52E2 8C2A9:4 C6G62=:?8 DFCG6J C6DF=ED @? 9@H >F49 5@6D 36:?8 2 9@>6@H?6C 255 E@ 7:?2?4:2= DEC6DD]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?mw@>6E2Ak^7:842AE:@?mk^7:8FC6m

k9bmk3C ^mw@H DEC6DD D9@HD FA :? 52:=J =:76k^9bm

kAmp>@?8 E96 ag` 9@>6@H?6CD H9@ D2:5 E96J 2C6 G6CJ @C 6IEC6>6=J DEC6DD65[ haT D2:5 E96 DEC6DD D9@HD FA :? 2E =62DE @?6 H2J :? E96:C 52:=J =:G6D] #6DA@?56?ED 4@F=5 D6=64E 2== E92E 2AA=J[ 2?5 E96 2?DH6CD 2C6 D6=7\C6A@CE65]k^Am

kF=mk=: 52E2\=:DE\:E6>\:5lQ64ed`5__26ebc43d4a4_heg5cbhfdd746QmkDEC@?8mw62=E9ik^DEC@?8m dfT C6A@CE65 DJ>AE@>D @7 2?I:6EJ @C 56AC6DD:@?[ daT C6A@CE65 EC@F3=6 D=66A:?8 2?5 bbT D2:5 E96J 92G6 56=2J65 >65:42= @C 56?E2= 42C6]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6a27bgdhb637_6355dad`bhc`__55hbfaQmkDEC@?8m#6=2E:@?D9:ADik^DEC@?8m p3@FE b_T C6A@CE65 E6?D:@? H:E9 2 DA@FD6 @C A2CE?6C[ 23@FE b_T C6A@CE65 2C8F>6?ED 23@FE >@?6J 2E 9@>6 2?5 a_T D2:5 E96J DA6?5 =6DD BF2=:EJ E:>6 H:E9 72>:=J]k^=:mk=: 52E2\=:DE\:E6>\:5lQ672c43f7a_e7ega_47__2f2dc_dbdef_bQmkDEC@?8m(@C< 2?5 >@?6J 923:EDik^DEC@?8m abT C6A@CE65 EC@F3=6 7@4FD:?8 2E H@C<[ 2?5 aaT D2:5 E96J 2G@:5 4964<:?8 32?< 244@F?ED @C 3:==D]k^=:mk=: 52E2\=:DE\:E6>\:5lQ6bgfh6_666ge6564ff``6chc5323_7bedQmkDEC@?8m{:76 A=2?Dik^DEC@?8m gT D2:5 E96J 92G6 56=2J65 92G:?8 49:=5C6? @C @E96C 72>:=J A=2?D]k^=:mk^F=m

k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ae^``^_e^w%0|:5E6C>\$FCG6J0|:5E6C>\$FCG6J\D9@HD\6>@E:@?2=\E@==\9@>6@H?6CD9:A\4@DED0|:5E6C>\DFCG6J\DF>>2CJ\"c]a0`db_I`acf]A?8Q 2=ElQp 52E2 8C2A9:4 C6G62=:?8 DFCG6J C6DF=ED @? 9@H DEC6DD D9@HD FA :? 962=E9[ C6=2E:@?D9:AD[ H@C<[ 2?5 =:76 A=2?D]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?mw@>6E2Ak^7:842AE:@?mk^7:8FC6m

k9bmk3C ^m(9:49 4@DED H6:89 962G:6DEk^9bm

kAm$EC6DD =6G6=D G2C:65 H:E9 E96 4@DE 9@>6@H?6CD D2:5 3@E96C65 E96> >@DE] p>@?8 E96 `__ 9@>6@H?6CD H9@ ?2>65 >@CE8286 A2J>6?ED 2D E96:C >@DE DEC6DD7F= 4@DE[ ghT D2:5 E96J 2C6 2E =62DE >@56C2E6=J DEC6DD65 2?5 d`T D2:5 E96J 2C6 G6CJ @C 6IEC6>6=J DEC6DD65] p>@?8 E96 `ch H9@ ?2>65 AC@A6CEJ E2I6D[ fbT 2C6 2E =62DE >@56C2E6=J DEC6DD65] p>@?8 E96 `d` H9@ ?2>65 ?@?6 @7 E96 =:DE65 4@DED[ abT 2C6]k^Am

kAm%96D6 8C@FAD 2C6 D>2==[ D@ E96 C6DF=ED 2C6 36DE C625 2D 5:C64E:@?2= C2E96C E92? AC64:D6]k^Am

k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ae^``^_e^w%0|:5E6C>\$FCG6J0|:5E6C>\$FCG6J\D9@HD\6>@E:@?2=\E@==\9@>6@H?6CD9:A\4@DED0|:5E6C>\DFCG6J\DF>>2CJ\"a\"b0`db_Iheg]A?8Q 2=ElQp 52E2 8C2A9:4 C6G62=:?8 9@H DEC6DD65 9@>6@H?6CD 766=[ 3J E96 4@DE E92E DEC6DD6D E96> E96 >@DE]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?mw@>6E2Ak^7:842AE:@?mk^7:8FC6m

k9bmk3C ^m$EC6DD 2?5 2 D6?D6 @7 =@DE 4@?EC@=k^9bm

kAmw:896C DEC6DD H6?E 92?5 :? 92?5 H:E9 766=:?8 =6DD :? 4@?EC@= @7 9@FD:?8 4@DED] p>@?8 E96 eba 9@>6@H?6CD H9@ 2C6 2E =62DE >@56C2E6=J DEC6DD65[ egT D2:5 E96 4@DE @7 @H?:?8 E96:C 9@>6 766=D :?4C62D:?8=J @FE @7 E96:C 4@?EC@=[ 4@>A2C65 H:E9 acT @7 E96 beg =6DD\DEC6DD65 9@>6@H?6CD]k^Am

kAm(@CCJ 23@FE E96 7FEFC6 7@==@H65 E96 D2>6 A2EE6C?] $:IEJ A6C46?E @7 E96 2E =62DE >@56C2E6=J DEC6DD65 9@>6@H?6CD D2:5 E96J H@CCJ 23@FE 36:?8 23=6 E@ 277@C5 E96:C 9@>6 :? E96 ?6IE 76H J62CD[ 4@>A2C65 H:E9 a`T @7 =6DD\DEC6DD65 9@>6@H?6CD]k^Am

kAmq642FD6 E96 DFCG6J :D 2 D:?8=6 D?2AD9@E[ :E 42??@E D9@H H96E96C DEC6DD 5C:G6D E96 D6?D6 @7 =@DE 4@?EC@= @C E96 @E96C H2J 2C@F?5]k^Am

k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ae^``^_e^w%0|:5E6C>\$FCG6J0|:5E6C>\$FCG6J\D9@HD\6>@E:@?2=\E@==\9@>6@H?6CD9:A\4@DED0|:5E6C>\DFCG6J\DF>>2CJ\"b\"`b0`db_I`_bf]A?8Q 2=ElQp 52E2 8C2A9:4 C6G62=:?8 E92E DEC6DD 2?5 2 D6?D6 @7 =@DE 4@?EC@= 8@ E@86E96C]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?mw@>6E2Ak^7:842AE:@?mk^7:8FC6m

k9bmk3C ^mx? 9@>6@H?6CD’ @H? H@C5D[ 2?5 2E E96 32==@E 3@Ik^9bm

kAmw@>6@H?6CD H9@ HC@E6 :? E96:C @H? 2?DH6CD 56D4C:365 E96 AC6DDFC6 :? 6G6CJ52J E6C>Dik^Am

kF=mk=: 52E2\=:DE\:E6>\:5lQ6g52eghhgce6ecb6`hd46fg26_47365fgQm“w2G:?8 E@ 8@ H:E9@FE 6G6CJ52J ?665D :? @C56C E@ A2J FE:=:E:6D 2?5 3FJ 8C@46C:6D]”k^=:mk=: 52E2\=:DE\:E6>\:5lQ63b2c74`262daa2he2gbbggeccb_`47baQm“(@CC:65 23@FE 92G:?8 3:== >@?6J 7@C H:?E6C[ 86?6C2==J 8@@5 5FC:?8 E96 DF>>6C 3FE E96 82D 3:== :D 2 3:8 562= H96? :E 86ED 4@=5]”k^=:mk=: 52E2\=:DE\:E6>\:5lQ622bab32ea_b34a6663_ahcbd52a54dahQm“$EC6DD,65. H2E49:?8 D2G:?8D 5H:?5=6]”k^=:mk^F=m

kAm$EC6DD 5:5 ?@E <66A 9@>6@H?6CD 7C@> A=2??:?8 E@ E2<6 A2CE :? E96 >:5E6C> 6=64E:@?D] p3@FE c`T @7 E9@D6 DFCG6J65 D2:5 36:?8 2 9@>6@H?6C >2<6D E96> >@C6 =:<6=J E@ G@E6 :? E96 >:5E6C>D] %92E D92C6 H2D cgT 2>@?8 E96 eba 2E =62DE >@56C2E6=J DEC6DD65 9@>6@H?6CD 2?5 agT 2>@?8 E96 beg =6DD\DEC6DD65 9@>6@H?6CD]k^Am

kAmt2C=:6C w@>6E2A DFCG6JD A@:?E E@ D:>:=2C C6D:=:6?46] k2 9C67lQ9EEADi^^HHH]9@>6E2A]4@>^3=@8^DFCG6J\9:89=:89ED\4@DED\DEC6DD\9@>6@H?6CD9:AQmx? 2 a_ad DFCG6Jk^2m[ feT @7 9@>6@H?6CD D2:5 9@>6@H?6CD9:A :D DE:== A2CE @7 E96 p>6C:42? sC62> 56DA:E6 E96 DEC6DD 2?5 5@H?D:56D] k2 9C67lQ9EEADi^^HHH]9@>6E2A]4@>^3=@8^9@>6@H?6CD9:A\2>6C:42?\5C62>\DFCG6JQmx? 2 yF?6 a_ae DFCG6J[k^2m chT 56D4C:365 @H?:?8 E96:C 9@>6 2D 2 >2;@C 249:6G6>6?E[ H9:=6 d_T 56D4C:365 E96 p>6C:42? sC62> 2D “6C@5:?8” @C “3C@<6?]”k^Am

k9bm|6E9@5@=@8Jk^9bm

kAmp*%| 4@?5F4E65 E96 DFCG6J @?=:?6 @? 3692=7 @7 w@>6E2A 7C@> ~4E] c E@ e[ a_ae] xE DFCG6J65 `[___ &]$] 9@>6@H?6CD C64CF:E65 E9C@F89 p*%|’D @?=:?6 A2?6= 2?5 D4C66?65 E@ 4@?7:C> 4FCC6?E 9@>6@H?6CD9:A] %96 a_\BF6DE:@? DFCG6J C2?5@>:K65 >F=E:A=6\49@:46 @AE:@?D 2?5 @776C65 “}@E 2AA=:423=6” @C “~E96C” C6DA@?D6D @? 6G6CJ BF6DE:@?]k^Am

kAm%96 C6DF=ED 7@C E96 7F== D2>A=6 42CCJ 2 hdT 4@?7:56?46 =6G6= 2?5 2 >2C8:? @7 6CC@C @7 A=FD @C >:?FD b A6C46?E286 A@:?ED] !6C46?E286D 2C6 C@F?565]k^Am

kAm“'6CJ @C 6IEC6>6=J DEC6DD65” C676CD E@ E96 E@A EH@ A@:?ED @? 2 7:G6\A@:?E DEC6DD D42=6] “pE =62DE >@56C2E6=J DEC6DD65” C676CD E@ E96 E@A E9C66 A@:?ED[ 2?5 “=6DD DEC6DD65” E@ E96 3@EE@> EH@]k^Am

kAm%96 DJ>AE@>D 2?5 3692G:@CD 56D4C:365 2C6 D6=7\C6A@CE65 3J C6DA@?56?ED 2?5 2C6 ?@E >65:42= 5:28?@D6D]k^Am

kAmk2 9C67lQ9EEADi^^HHH]9@>6E2A]4@>^3=@8^DFCG6J\D9@HD\6>@E:@?2=\E@==\9@>6@H?6CD9:AQmk6>m%9:D DE@CJk^6>mk^2mk6>m H2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^HHH]9@>6E2A]4@>Qmk6>mw@>6E2Ak^6>mk^2mk6>m 2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2mk6>m]k^6>mk^Am