AP Spotlight PERSONAL FINANCE | ADVICE How to deal with fresh health insurance deductibles in the new year TOM MURPHY Associated Press Feb 8, 2025 Feb 8, 2025 Updated Apr 16, 2025 Facebook Twitter WhatsApp SMS Email Print Copy article link Save Many Americans with high-deductible health insurance plans face a cold reality at the start of every year.kAm%9@D6 565F4E:3=6D H:== 92G6 E@ 36 A2:5 367@C6 >@DE 4@G6C286 DE2CED] %92E 42? >62? E9@FD2?5D @7 5@==2CD :? 7C6D9 962=E9 42C6 3:==D]k^AmkAm$F49 7:?2?4:2= 9:ED 42? 36 3CFE2= 7@C A2E:6?ED H:E9 42?46C @C @E96C 49C@?:4 4@?5:E:@?D] %96J >2J 92G6 >6E E96:C 565F4E:3=6D =2DE J62C[ @?=J E@ D66 E96> C6D6E :? y2?F2CJ]k^AmkAm!2E:6?ED H9@ FD6 E2I\6I6>AE 244@F?ED E@ D6E 2D:56 >@?6J 42? D@7E6? E96 4CF?49] %96C6 2C6 ?@ D:>A=6 D@=FE:@?D E@ 6C2D6 E96 AC@3=6> 7@C E9@D6 H:E9@FE DF49 244@F?ED]k^Am People are also reading… Work begins on project to honor Dungeons & Dragons co-founder Gary Gygax Lake Geneva approves hiring of firm to help with road project communications New season for Big Foot Baseball is just around the corner Wisconsin men's hockey has a lot to prove in NCAA Tournament, for this season and beyond Incumbent faces former council member for District 3 seat Look Ahead: Buggin' Out on balloons in Williams Bay plus tributes to Pink, Carole King in Lake Geneva Big Foot/Williams Bay soccer sets sights on playoffs How to watch, stream, listen to Wisconsin men's hockey's NCAA Tournament game vs. Dartmouth Badger Boys tennis eyes another state run Easter egg hunts: Where to find them this season in Lake Geneva area Big things expected at new small course Brewers finally announce cable, satellite TV channels for broadcasts How 'Mr. Brightside' and an intermission reset kept Wisconsin women's hockey's season alive Lake Geneva approves dining facility for Bible camp Trump is not TR A sign points visitors toward the financial services department at a hospital. David Goldman, Associated Press kAmw@H6G6C[ A2E:6?E 25G@42E6D D2J E96C6 2C6 H2JD E@ >2?286 E96 492==6?86]k^Amk9amz?@H 23@FE J@FC A=2?k^9amkAm!2E:6?ED D9@F=5 <?@H E96 D:K6 @7 E96:C 565F4E:3=6D 2?5 9@H E96J H@C<]k^AmkAm%9:D 42? 36 4@?7FD:?8] p A=2? >2J 92G6 D6A2C2E6 565F4E:3=6D 7@C :?5:G:5F2=D 2?5 72>:=:6D] *@F >2J >66E E96 :?5:G:5F2= 565F4E:3=6 3FE DE:== 92G6 E@ D2E:D7J E96 @E96C H96? 72>:=J >6>36CD 86E 42C6] %96C6 2=D@ >2J 36 2 5:776C6?E 565F4E:3=6 7@C AC6D4C:AE:@?D]k^Am kAm&?56CDE2?5 E96 A2J>6?ED J@FV== 92G6 27E6C >66E:?8 E96 565F4E:3=6] x?DFC2?46 A=2?D EJA:42==J C6BF:C6 A2E:6?ED E@ 4@?E:?F6 7@@E:?8 2 A6C46?E286 @7 E96:C 3:== — 42==65 4@:?DFC2?46 — F?E:= E96J 9:E E96:C 2??F2= @FE\@7\A@4<6E >2I:>F>]k^Am kAm|2?J A6@A=6 5@?VE F?56CDE2?5 E92E E96J DE:== H:== 92G6 E@ A2J E96 4@:?DFC2?46 27E6C >66E:?8 E96 565F4E:3=6[ D2:5 }:4@=6 qC@259FCDE[ rt~ @7 %6??6DD66 w62=E9 p5G@42E6D[ H9:49 96=AD A2E:6?ED H:E9 >65:42= 3:==:?8]k^AmkAm%96 7:?2?4:2= 9:E 7@C 42C6 42? 36 H@CD6 :7 J@F D66 2 5@4E@C @FED:56 J@FC :?DFC6CVD 4@G6C286 ?6EH@C<] |2<6 DFC6 42C6 :D :? J@FC :?DFC6CVD ?6EH@C< 367@C6 J@F 8@ E@ E96 2AA@:?E>6?E]k^Am Life-entertainment 5 strategies to navigate Medicare costs and coverage in 2025 | PennyWise podcast Nat Cardona Lee Media Studio k9amr=@D6=J 6I2>:?6 :?G@:46Dk^9amkAm|65:42= 3:==D 42? 36 7:==65 H:E9 6CC@CD] $@>6@?6 2E E96 9@DA:E2= @C 5@4E@CVD @77:46 >2J 92G6 6?E6C65 E96 HC@?8 4@56 7@C E96 42C6 J@F C646:G65] %96J 2=D@ >2J 92G6 D6?E 2 3:== 367@C6 :?DFC2?46 4@G6C286 H2D D@CE65 @FE]k^Am Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | Stitcher | RSS Feed | SoundStack | All Of Our Podcasts kAmu@C 6>6C86?4J 42C6[ >2<6 DFC6 2 3:== 4@>A=:6D H:E9 E96 }@ $FCAC:D6D p4E]k^AmkAm%92E =2H C6BF:C6D E92E A2E:6?ED C646:G6 :?\?6EH@C< 4@G6C286 H:E9 ?@ 255:E:@?2= 3:==:?8 7@C >@DE 6>6C86?4J 42C6] xE 2=D@ @776CD @E96C AC@E64E:@?D 7@C A2E:6?ED EC62E65 2E 2? :?\?6EH@C< 9@DA:E2=]k^Am Consider seeking financial assistance for a bill that seems unmanageable. Adobe Stock k9ampD< 7@C 96=A H:E9 3:8 3:==Dk^9amkAm%96C6 2C6 D6G6C2= @C82?:K2E:@?D E92E 96=A A6@A=6 ?2G:82E6 >65:42= 3:==D] %96J :?4=F56 qC@259FCDEVD %6??6DD66 w62=E9 p5G@42E6D 2?5 E96 ?@?AC@7:E !2E:6?E p5G@42E6 u@F?52E:@?[ H9:49 @776CD 2? @?=:?6 5:C64E@CJ @7 C6D@FC46D 7@C 96=A]k^Am kAmr@?D:56C D66<:?8 7:?2?4:2= 2DD:DE2?46 7@C 2 3:== E92E D66>D F?>2?28623=6] $@>6 9@DA:E2= DJDE6>D >2J AC@G:56 96=A 7@C A6@A=6 H:E9 :?4@>6 =6G6=D 2D 9:89 2D D:I 7:8FC6D]k^AmkAm!2E:6?ED D9@F=5 36 A6CD:DE6?E :? 2D<:?8 7@C 96=A @C 7:?5:?8 @FE H9J 2? 2AA=:42E:@? H2D 56?:65] %92E >2J 92G6 92AA6?65 3642FD6 @7 2 >:DE2<6]k^Am kAmw@DA:E2=D @C 42C6 AC@G:56CD 2=D@ >2J 36 H:==:?8 E@ D6E FA ?@\:?E6C6DE A2J>6?E A=2?D]k^Amk9amv6E 4@G6C65 42C6 ?@Hk^9amkAm$@>6 C@FE:?6 D4C66?:?8D 2?5 AC6G6?E:G6 42C6 DF49 2D 2??F2= A9JD:42=D D9@F=5 36 4@G6C65 C682C5=6DD @7 E96 565F4E:3=6]k^Am kAmqC@259FCDE C64@>>6?5D 86EE:?8 E9@D6 62C=J :? E96 J62C] x7 5@4E@CD 7:?5 D@>6E9:?8 E96J ?665 E@ EC62E[ J@FV== 92G6 E96 C6DE @7 E96 J62C E@ 7:8FC6 @FE 9@H E@ 92?5=6 E92E 7:?2?4:2==J]k^Am kAmx7 E96C6VD ?@E9:?8 E@ H@CCJ 23@FE[ E96? A6C92AD J@F 92G6 E:>6 E@ D6E 2D:56 >@?6J 7@C 962=E9 42C6 6IA6?D6D =2E6C :? E96 J62C]k^Am Health-care Nearly 30% of US drugstores closed in one decade, study shows TOM MURPHY Associated Press Life-entertainment Obesity won't be solely defined by BMI under new plan for diagnosis by global experts JONEL ALECCIA Associated Press Life-entertainment Doctors worry that iodine deficiency — a dietary problem from the past — is coming back MIKE STOBBE Associated Press Crime-courts Anthem Blue Cross Blue Shield reverses decision to put a time limit on anesthesia By DEVNA BOSE AP Health Writer The business news you need Get the latest local business news delivered FREE to your inbox weekly. Sign up! * I understand and agree that registration on or use of this site constitutes agreement to its user agreement and privacy policy. Related to this story Most Popular 'No Tax on Overtime' falls short of expectations for many workers Workers are discovering that a new overtime tax break is proving less generous — and more complicated — than expected. What Is a Good Rent-to-Income Ratio? A good rent-to-income ratio is 30% or less, meaning that you should not spend more than 30% of your income on rent. Choosing an apartment that… Upgrade Personal Loan Review ProsAPRs as low as 7.74%Loans as high as $50,000Joint applications allowedGet funded in 1 business dayAccepts passport in place of SSN Gas Prices Over Time The average consumer spends roughly $2,411 on gas each year, and the price of gas is an important economic indicator. To help people put gas p… When stock markets get shaken, it can pay for investors to be patient When stock markets are falling, it’s natural to want to do something quickly to protect your retirement savings. Historically, though, staying… Watch Now: Related Video What could Houthi involvement in the Iran war mean? US–Israel offensive on Iran: Millions displaced and region on the brink US–Israel offensive on Iran: Millions displaced and region on the brink USS Massachusetts joins the Navy fleet amid ongoing war with Iran USS Massachusetts joins the Navy fleet amid ongoing war with Iran Concerns raised over Trump’s daily Iran war briefings; Philadelphia DA has warning for ICE agents at airport Concerns raised over Trump’s daily Iran war briefings; Philadelphia DA has warning for ICE agents at airport
Life-entertainment 5 strategies to navigate Medicare costs and coverage in 2025 | PennyWise podcast Nat Cardona Lee Media Studio
Health-care Nearly 30% of US drugstores closed in one decade, study shows TOM MURPHY Associated Press
Life-entertainment Obesity won't be solely defined by BMI under new plan for diagnosis by global experts JONEL ALECCIA Associated Press
Life-entertainment Doctors worry that iodine deficiency — a dietary problem from the past — is coming back MIKE STOBBE Associated Press
Crime-courts Anthem Blue Cross Blue Shield reverses decision to put a time limit on anesthesia By DEVNA BOSE AP Health Writer
'No Tax on Overtime' falls short of expectations for many workers Workers are discovering that a new overtime tax break is proving less generous — and more complicated — than expected.
What Is a Good Rent-to-Income Ratio? A good rent-to-income ratio is 30% or less, meaning that you should not spend more than 30% of your income on rent. Choosing an apartment that…
Upgrade Personal Loan Review ProsAPRs as low as 7.74%Loans as high as $50,000Joint applications allowedGet funded in 1 business dayAccepts passport in place of SSN
Gas Prices Over Time The average consumer spends roughly $2,411 on gas each year, and the price of gas is an important economic indicator. To help people put gas p…
When stock markets get shaken, it can pay for investors to be patient When stock markets are falling, it’s natural to want to do something quickly to protect your retirement savings. Historically, though, staying…
Concerns raised over Trump’s daily Iran war briefings; Philadelphia DA has warning for ICE agents at airport
Concerns raised over Trump’s daily Iran war briefings; Philadelphia DA has warning for ICE agents at airport