5 Tactics to Pay Off Buy Now, Pay Later Debt From the This week's top business and personal finance headlines: Saturday, Jan. 14 series Melissa Lambarena Jan 13, 2023 Jan 13, 2023 Updated Mar 23, 2023 Getty Images Facebook Twitter WhatsApp SMS Email Print Copy article link Save Melissa Lambarena Chances are that your “buy now, pay later” bill from the holiday season will arrive soon or has already made its debut.kAmx7 J@F’C6 ?@E 7:?2?4:2==J AC6A2C65 E@ A2J FA[ =2E6 766D @C @E96C 492C86D 42? 3FCJ J@F 566A6C :? 563E] r:C4F>DE2?46D 42? 492?86 @G6C 2 >2EE6C @7 H66<D E9C@F89 7:?2?4:2= D6E324<D =:<6 F?6>A=@J>6?E[ 2? F?6IA64E65 3:==[ 2 72>:=J 6>6C86?4J @C @E96C 6G6?ED]k^Am kAm(96? J@F’C6 766=:?8 E96 7:?2?4:2= DBF66K6 @7 E9@D6 A2J\:?\7@FC 3FJ ?@H[ A2J =2E6C A=2?D — 2?5 A@DD:3=J @E96C 563ED — :E’D :>A@CE2?E E@ 4C62E6 2 A=2? E@ A2J 5@H? 32=2?46D]k^Am People are also reading… Grant funding approved to promote Lake Geneva Pride Weekend Trump safe after being rushed from White House correspondents dinner; shooter in custody Lake Geneva school districts name teachers of the year 12 potential candidates to become Wisconsin athletic director 'Modzilla' to strike the Fontana-on-Geneva Lake area Driver arrested after pedestrian, 68, dies in Middleton crash Lake Geneva approves contract with communications firm Walworth County to conduct vegetation management this spring Fire Department rescues boy from inside a claw machine Trump signs bill to fund DHS agencies including Secret Service, TSA Sandra L. Malecki Trumps tell ABC to 'take a stand' on Kimmel after 'hateful' joke New COVID subvariant 'cicada' is on the rise. Here's what you need to know Former RUSD janitor sentenced in child pornography case Lake City Social celebrating fifth anniversary kAmw6C6 2C6 2 76H @AE:@?D E@ 4@?D:56C 2D J@F DEC2E68:K6 J@FC H2J @FE @7 563E]k^Amk9am`] &A52E6 J@FC 3F586Ek^9amkAm#6G:6H J@FC k2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^7:?2?46^9@H\E@\3F586EnFE>042>A2:8?l4E0AC@5U2>AjFE>04@?E6?El`agfebeU2>AjFE>0>65:F>lCDDU2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0E6C>l=66Q E2C86ElQ0D6=7Q C6=lQ?@7@==@H ?@@A6?6CQm3F586Ek^2m 2?5 EC:> F??646DD2CJ 6IA6?D6D @C DH2A D6CG:46D 7@C =6DD 4@DE=J 2=E6C?2E:G6D] r2?46= F?FD65 DF3D4C:AE:@?D[ 7@C 6I2>A=6[ @C DH:E49 E@ 2 4962A6C DEC62>:?8 D6CG:46]k^Am kAmx7 J@F’C6 2=D@ DECF88=:?8 H:E9 4C65:E 42C5 563E E92E >2J E2<6 E9C66 E@ 7:G6 J62CD E@ A2J @77[ 4@?D:56C 4@?DF=E:?8 2? 244C65:E65 ?@?AC@7:E 4C65:E 4@F?D6=:?8 286?4J 23@FE 2 k2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^4C65:E\42C5D^4C65:E\4@F?D6=:?8\563E\>2?286>6?E\A=2?\H96?\E@\4@?D:56CnFE>042>A2:8?l4E0AC@5U2>AjFE>04@?E6?El`agfebeU2>AjFE>0>65:F>lCDDU2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0E6C>l=66Q E2C86ElQ0D6=7Q C6=lQ?@7@==@H ?@@A6?6CQm563E >2?286>6?E A=2?k^2m[ H9:49 42? 4@?D@=:52E6 D@>6 32=2?46D :?E@ 2 D:?8=6 =@H\:?E6C6DE A2J>6?E] }@E6 E92E 244@F?ED 6?C@==65 :? E96 A=2? 2C6 EJA:42==J C6BF:C65 E@ 36 4=@D65[ H9:49 4@F=5 27764E J@FC 7:?2?46D :? E96 D9@CE E6C>]k^Am k9ama] r92?86 J@FC A2J>6?E 5F6 52E6k^9amkAm$@>6 =6?56CD =:<6 z=2C?2 2?5 p7E6CA2J 2==@H J@F E@ 492?86 E96 A2J>6?E 5F6 52E6 @C C6BF6DE 2? 6IE6?D:@?]k^AmkAmz=2C?2 4FDE@>6CD FD:?8 2 A2J\:?\7@FC =@2? 42? 6IE6?5 E96 5F6 52E6 @7 2 A2J>6?E 7@C 6249 @C56C @?46 3J `c 52JD[ 244@C5:?8 E@ E96 4@>A2?J’D H63D:E6] p7E6CA2J >2J AC@G:56 >@C6 =66H2J[ 2==@H:?8 492?86D E@ E96 A2J>6?E 5F6 52E6 FA E@ D:I E:>6D A6C J62C :? E96 2AA[ 244@C5:?8 E@ p>2?52 !:C6D[ 2 4@>A2?J DA@<6DA6CD@?]k^Am kAm{6?56C A@=:4:6D >2J 5:776C[ D@ C625 E96 A=2?’D E6C>D @C 2D< E96 =6?56C 23@FE J@FC @AE:@?D]k^Am k9amb] r@>>F?:42E6 H:E9 =6?56CD 23@FE 92C5D9:ADk^9am kAmx7 2 7:?2?4:2= D6E324< @C 6>6C86?4J <66AD J@F 7C@> >2<:?8 A2J>6?ED[ E96 3FJ ?@H[ A2J =2E6C =6?56C >2J @776C D@>6 C6=:67]k^AmkAm|2;@C 3FJ ?@H[ A2J =2E6C 4@>A2?:6D H:E9 92C5D9:A A@=:4:6D EJA:42==J 6?4@FC286 J@F E@ 4@?E24E 4FDE@>6C D6CG:46 2D D@@? 2D A@DD:3=6 23@FE 92C5D9:AD]k^Am kAm“p77:C> FD6CD 6IA6C:6?4:?8 7:?2?4:2= 92C5D9:A 42? 4@?E24E FD E9C@F89 @FC 96=A 46?E6C D@ H6 42? H@C< H:E9 E96> E@ :56?E:7J 2? 2G2:=23=6 C6A2J>6?E @AE:@? E92E 36DE >66ED E96:C A6CD@?2= ?665D[” r2D6J q64<6C[ 2 4@>A2?J DA@<6DA6CD@?[ D2:5 G:2 6>2:=]k^Am kAm%6C>D G2CJ 3J =6?56C]k^Amk9amc] r@?D:56C 2 32=2?46 EC2?D76C 4C65:E 42C5k^9amkAmx7 J@F 92G6 8@@5 4C65:E W2 uxr~ D4@C6 @7 eh_ @C 9:896CX[ 2 76H :DDF6CD >2J @776C k2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^4C65:E\42C5D^32=2?46\EC2?D76C\bnFE>042>A2:8?l4E0AC@5U2>AjFE>04@?E6?El`agfebeU2>AjFE>0>65:F>lCDDU2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0E6C>l=66Q E2C86ElQ0D6=7Q C6=lQ?@7@==@H ?@@A6?6CQm2 _T :?EC@5F4E@CJ 2??F2= A6C46?E286 C2E6 @? 2 32=2?46 EC2?D76C 4C65:E 42C5k^2m E@ 36 FD65 E@ A2J 3FJ ?@H[ A2J =2E6C 563E] %92E >:89E 3FJ J@F D@>6 E:>6 :7 J@F’C6 DECF88=:?8 E@ >66E 2 A=2?’D A2J>6?E 5625=:?6D[ 3FE E96C6 2C6 D@>6 E9:?8D E@ <?@H]k^Am kAmq2=2?46 EC2?D76C 4C65:E 42C5D 2C6 56D:8?65 E@ 96=A J@F D2G6 @? :?E6C6DE 492C86D 7@C 2 56D:8?2E65 E:>6 7C2>6[ D@ E96J >:89E ?@E >2<6 D6?D6 7@C 46CE2:? 3FJ ?@H[ A2J =2E6C A=2?D E92E 5@?’E 492C86 :?E6C6DE E@ 368:? H:E9] !=FD[ J@F 42? >@G6 2 32=2?46 @?=J 2D 9:89 2D E96 42C5’D 4C65:E =:>:E 2==@HD[ 2?5 E96C6’D EJA:42==J 2 766 492C865 @? E96 2>@F?E J@F EC2?D76C[ FDF2==J 36EH66? bT 2?5 dT] r@>A2C6 A@E6?E:2= 3FJ ?@H[ A2J =2E6C 4@DED 282:?DE E96D6 724E@CD]k^Am kAm%96 AC@46DD 2?5 E6C>D H:== G2CJ 2>@?8 E96 42C5 :DDF6CD E92E 2==@H E9:D[ D@ 2D< H92E E@ 6IA64E] (6==D u2C8@[ 7@C :?DE2?46[ >2J 2==@H J@F E@ FD6 2 32=2?46 EC2?D76C E@ A2J 3FJ ?@H[ A2J =2E6C 563E]k^Am kAm“%96 >@DE 4@>>@? AC24E:46 :D E@ EC2?D76C 32=2?46D 7C@> 2?@E96C 4C65:E 42C5 :DDF6C E@ E96:C (6==D u2C8@ 244@F?E E@ D2G6 @? :?E6C6DE[” $2C29 sFq@:D[ 2 (6==D u2C8@ DA@<6DA6CD@?[ D2:5 G:2 6>2:=] “x7 E96C6 :D 2 4C65:E@C E92E :D ?@E E649?:42==J 4@?D:56C65 2 C6E2:= @C 32?< 42C5 :DDF6C[ 4FDE@>6CD 5@ 92G6 @E96C @AE:@?D 7@C 9@H E@ E2<6 25G2?E286 @7 E96:C 32=2?46 EC2?D76C @776C W:]6] FD:?8 2 32=2?46 EC2?D76C 4964< E92E :D 86?6C2==J :DDF65 H:E9 E96 @776CX]”k^Am kAmx7 2 4C65:E 42C5 :DDF6C @776CD 2 32=2?46 EC2?D76C @AE:@? :? E96 7@C> @7 2 4964<[ J@FC 23:=:EJ E@ FD6 :E >2J 2=D@ 56A6?5 @? E96 =6?56C’D 23:=:EJ E@ 2446AE E92E A2J>6?E >6E9@5]k^Am k9amd] (6:89 E96 AC@D 2?5 4@?D @7 2 A6CD@?2= =@2?k^9amkAmp A6CD@?2= =@2? 42? 4@?D@=:52E6 >F=E:A=6 563ED :?E@ 2 7:I65 >@?E9=J A2J>6?E H:E9 2 =@H :?E6C6DE C2E6 @G6C 2 56D:8?2E65 A6C:@5] x7 E96 7F?5D 2C6 D6?E E@ J@FC 32?< 244@F?E[ :E’D 86?6C2==J A@DD:3=6 E@ FD6 E96> E@ A2J 2?J 4C65:E@CD[ :?4=F5:?8 3FJ ?@H[ A2J =2E6C =6?56CD] p 8@@5 4C65:E D4@C6 >2J BF2=:7J J@F 7@C 2 =@H6C :?E6C6DE C2E6]k^AmkAmqFE 282:?[ :E’D ?@E :562= E@ A2J @77 563E H:E9 4C65:E[ D@ :E’D :>A@CE2?E E@ 42=4F=2E6 H96E96C E96 AC@A@D65 :?E6C6DE C2E6 @776CD D2G:?8D 4@>A2C65 H:E9 2?J A@E6?E:2= 492C86D @? 3FJ ?@H[ A2J =2E6C A=2?D] x7 J@FC 3FJ ?@H[ A2J =2E6C A=2? 5@6D?’E 492C86 :?E6C6DE @C 766D[ A2J:?8 :E @77 H:E9 2 A6CD@?2= =@2? >2J ?@E 36 :562=] qFE :E >:89E 36 H@CE9 FD:?8 E96 =@2? E@ 4@?D@=:52E6 @E96C 563ED — :7 E92E 42? 7C66 FA >@?6J E@ A2J @77 3FJ ?@H[ A2J =2E6C A=2?D]k^Am kAmk6>m%9:D 2CE:4=6 H2D HC:EE6? 3J }6C5(2==6E 2?5 H2D @C:8:?2==J AF3=:D965 3J %96 pDD@4:2E65 !C6DD] k^6>mk^Amk5:G 4=2DDlQ?H\>@C6\7C@>\?6C5H2==6EQ 52E2\?H\4@>A@?6?E\EJA6\?2>6lQ|@C6 uC@> }6C5(2==6EQ 52E2\?H\4@>A@?6?E\EJA6\D=F8lQ?H0>@C607C@>0?6C5H2==6EQmkAmkDEC@?8m|@C6 uC@> }6C5(2==6Ek^DEC@?8mk^AmkF=mk=:mk2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^4C65:E\42C5D^d\7:?2?4:2=\>@G6D\F?46CE2:?\a_abnFE>042>A2:8?l4E0AC@5U2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0>65:F>lCDDU2>AjFE>0E6C>l=66U2>AjFE>04@?E6?El`agfebeQ E:E=6lQd (2JD E@ !@D:E:@? *@FC !@4<6E3@@< 7@C 2? &?46CE2:? a_abQ E2C86ElQ0D6=7Q 4=2DDlQ?H\=:?<Q C6=lQ?@7@==@H ?@@A6?6CQ 52E2\?H\4@>A@?6?E\EJA6\?2>6lQ{:?<Q 52E2\?H\4@>A@?6?E\EJA6\D=F8lQ?H0=:?<Q 52E2\?H\EC24<\4=:4<lQ`Q 52E2\?H\EC24<\:>AC6DD:@?lQ`Qmd (2JD E@ !@D:E:@? *@FC !@4<6E3@@< 7@C 2? &?46CE2:? a_abk^2mk^=:mk=:mk2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^4C65:E\42C5D^H2JD\E@\:>AC@G6\J@FC\@55D\@7\>66E:?8\?6H\J62CD\>@?6J\8@2=DnFE>042>A2:8?l4E0AC@5U2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0>65:F>lCDDU2>AjFE>0E6C>l=66U2>AjFE>04@?E6?El`agfebeQ E:E=6lQc (2JD E@ x>AC@G6 *@FC ~55D @7 |66E:?8 }6H *62CUCDBF@jD |@?6J v@2=DQ E2C86ElQ0D6=7Q 4=2DDlQ?H\=:?<Q C6=lQ?@7@==@H ?@@A6?6CQ 52E2\?H\4@>A@?6?E\EJA6\?2>6lQ{:?<Q 52E2\?H\4@>A@?6?E\EJA6\D=F8lQ?H0=:?<Q 52E2\?H\EC24<\4=:4<lQ`Q 52E2\?H\EC24<\:>AC6DD:@?lQ`Qmc (2JD E@ x>AC@G6 *@FC ~55D @7 |66E:?8 }6H *62C’D |@?6J v@2=Dk^2mk^=:mk=:mk2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^4C65:E\42C5D^J62C\6?5\4C65:E\42C5\4964<=:DEnFE>042>A2:8?l4E0AC@5U2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0>65:F>lCDDU2>AjFE>0E6C>l=66U2>AjFE>04@?E6?El`agfebeQ E:E=6lQd %2D<D 7@C *@FC *62C\t?5 rC65:E r2C5 r964<=:DEQ E2C86ElQ0D6=7Q 4=2DDlQ?H\=:?<Q C6=lQ?@7@==@H ?@@A6?6CQ 52E2\?H\4@>A@?6?E\EJA6\?2>6lQ{:?<Q 52E2\?H\4@>A@?6?E\EJA6\D=F8lQ?H0=:?<Q 52E2\?H\EC24<\4=:4<lQ`Q 52E2\?H\EC24<\:>AC6DD:@?lQ`Qmd %2D<D 7@C *@FC *62C\t?5 rC65:E r2C5 r964<=:DEk^2mk^=:mk^F=mk^5:Gm k5:G 4=2DDlQ?H\2FE9@C\3@I\HAQ 52E2\?H\4@>A@?6?E\EJA6\?2>6lQpFE9@C q@I \ (!Q 52E2\?H\4@>A@?6?E\EJA6\D=F8lQ?H02FE9@C03@I0HAQmk5:G 4=2DDlQ?H\2FE9@C\3@I\HA\\:??6CQmk2D:56 :E6>AC@AlQ2FE9@CQ :E6>EJA6lQ9EEAi^^D496>2]@C8^!6CD@?Q 4=2DDlQ?H\2FE9@C\3@IQ 52E2\?H\4@>A@?6?E\EJA6\?2>6lQpFE9@C q@IQ 52E2\?H\4@>A@?6?E\EJA6\D=F8lQ?H02FE9@C03@IQmkAm|6=:DD2 {2>32C6?2 HC:E6D 7@C }6C5(2==6E] t>2:=i k2 9C67lQ>2:=E@i>=2>32C6?2o?6C5H2==6E]4@>Qm>=2>32C6?2o?6C5H2==6E]4@>k^2m] %H:EE6Ci o{:DD2{2>32C6?2]k^Amk^2D:56mk^5:Gmk^5:GmkA 4=2DDlQ?H\@C:8:?2==J\A@DE65\=:?<Qm%96 2CE:4=6 d %24E:4D E@ !2J ~77 qFJ }@H[ !2J {2E6C s63E @C:8:?2==J 2AA62C65 @? }6C5(2==6E]k^Am In this Series This week's top business and personal finance headlines: Saturday, Jan. 14 Updated Mar 23, 2023 5 Tactics to Pay Off Buy Now, Pay Later Debt Updated Jan 18, 2024 Sneaky ways inflation could affect your money in 2023 Updated Mar 23, 2023 Small-Business Trends: 6 Predictions for 2023 8 updates Next The business news you need Get the latest local business news delivered FREE to your inbox weekly. Sign up! * I understand and agree that registration on or use of this site constitutes agreement to its user agreement and privacy policy. Related to this story Watch Now: Related Video The 10 safest cities in the United States Tips to stay safe from financial scams | PennyWise podcast Tips to stay safe from financial scams | PennyWise podcast World Set for Hottest Month on Record World Set for Hottest Month on Record Key Inflation Rate Hits Lowest Annual Level in Almost 2 Years Key Inflation Rate Hits Lowest Annual Level in Almost 2 Years